Having a scooter in the biggest bike city in the world is like swearing in church.
Since giving up is the only sure way to fail, I will go on with this challenge keeping in mind that I have to keep this bloody insecurities under control.
Without actively learning about personal finance, you won't achieve anything financially other than what the norm is. Again, the norm is a nightmare. It is bankruptcy in the worst case scenario and living paycheck to paycheck without fulfilling your dreams in best case scenario. That doesn't sound appealing, does it?
Optimizing the resources you already have available to you, i.e. your body, your income, your time, taxes, while also ignoring all the fluff of a convenience oriented consumer culture.