You need a plan because there will be moments you will get triggerd to buy. If you don't have planned out how to handle these situations, you will be screwed.
I'm doing it because of the difficulty of it, not despite of it. The goal is to eliminate the urge to buy. Cold turkey drug rehab style.
Procrastination. [proh-kras-tuh-ney-shuh n]. Noun. The action of delaying or postponing something. Mostly applied when trying something new. Always fueled by fear.
Without actively learning about personal finance, you won't achieve anything financially other than what the norm is. Again, the norm is a nightmare. It is bankruptcy in the worst case scenario and living paycheck to paycheck without fulfilling your dreams in best case scenario. That doesn't sound appealing, does it?
Optimizing the resources you already have available to you, i.e. your body, your income, your time, taxes, while also ignoring all the fluff of a convenience oriented consumer culture.
When I looked into the cupboard at my mom's house to find some chocolate, I found a bottle of Moët & Chandon champagne. That bottle is standing there for years waiting to be opened.
Everyone closer to me than a stranger knows I'm not a morning person. Like. At. All. I know this so well because society forced me to ignore that clock too often in the past. And I hated every bit of it.
Explaining minimalism is like explaining an orgasm. It's impossible to explain to someone what an orgasm is and how it feels like. But when you have one, you know!