Intentionality is not the same as Insta-perfect. You know, the girls on Instagram that seem to do EVERYTHING right according to the books. Even their raw vegan dinners are photogenic. Not that I tried to life up to these new Jones. Though, I did put my own standard too high.
You need a plan because there will be moments you will get triggerd to buy. If you don't have planned out how to handle these situations, you will be screwed.
Without actively learning about personal finance, you won't achieve anything financially other than what the norm is. Again, the norm is a nightmare. It is bankruptcy in the worst case scenario and living paycheck to paycheck without fulfilling your dreams in best case scenario. That doesn't sound appealing, does it?
Optimizing the resources you already have available to you, i.e. your body, your income, your time, taxes, while also ignoring all the fluff of a convenience oriented consumer culture.